Fee-only · Fiduciary · Built for two
Clear, independent advice built around the two of you — your goals, your decisions, your life. We're never paid by commissions for selling products — only by you, for the planning and investment advice that helps you make the big calls together, with confidence.
Advice anchored to your life, not a product.
Held to act in your best interest, at all times.
No funds to push, no quotas, no hidden incentives.
Paid only by you. Never by commissions or product sales.
The practice
Cherry Creek Financial Planning is a fee-only, fiduciary firm with a deliberately focused practice: financial planning and investment advice for couples — the people who have to make money decisions together and want a clear-eyed guide to help them do it well.
Our advice is built entirely around your goals, not a product shelf. Because we're paid only by our clients — never through commissions — what we recommend is shaped by what's right for the two of you, and nothing else.
We work alongside you at every step: understanding your full financial picture, framing the big decisions, and helping you act on them with confidence — at whatever pace feels right for you.
The practice primarily runs by appointment in the evenings and on weekends, which tends to suit two working schedules better than a weekday-only office.
Services & fees
Pick the depth that fits where you are. Every engagement is spelled out in writing before you commit — no surprises.
We start with your goals, then build the plan around them — cash flow and debt, investments and retirement, college savings, taxes, risk management, and estate basics. We go deep and explain every piece until it actually clicks; you might even ask us for a breather.
A continuing relationship for couples who want a planner on call as life keeps changing — reviews, check-ins, and decisions as they come up.
A focused engagement on the specific questions in front of you right now — one topic or several, scoped to what you actually need.
A second opinion or a single decision you want to talk through, billed simply by the time it takes — nothing more.
Workshops and talks for groups, employers, and community organizations on planning fundamentals for couples and families.
Fees and billing are described in full in our Form ADV Part 2A (Firm Brochure), which we provide before any engagement begins.
How it works
A no-cost, no-pressure conversation to see whether we're a good fit for each other.
We agree on scope and fees in writing, then meet over a number of sessions to really understand your life, your goals, and how we can help — we don't rush this step.
We build your plan and walk you through it together — across more than one conversation — so you both understand the recommendations and feel ready to act on them.
You put it into action — and we're right alongside you, talking through each step and answering questions at whatever pace suits you, and staying available as life and the plan evolve.
For the life you're building together
Couples come to us at the moments that matter — when a decision is too big to make on a spreadsheet at the kitchen table alone.
Good questions
It means the only money we ever receive comes directly from our clients, for advice. We earn no commissions, referral fees, or product sales of any kind. That keeps our advice aligned with your interests rather than a sales target.
No. Your accounts stay in your name and your control — we don't hold or trade your assets. You get planning, recommendations, and ongoing advice, and you keep the decisions.
Because we charge flat planning fees rather than a percentage of your assets, the price of our advice reflects the work we do — not how much you've saved.
Money decisions made by two people have their own dynamics — different priorities, different histories, sometimes different risk appetites. Focusing on couples lets us do that work well, helping you reach decisions you both feel good about.
By appointment, primarily in the evenings and on weekends (Mountain Time) — hours that tend to work better for two busy schedules. Meetings can be virtual or in person, whatever suits you; we do recommend meeting in person at least a few times.
Cherry Creek Financial Planning, LLC is an investment adviser registered with the State of Colorado.
Start a conversation
Reach out and we’ll set up an introductory call to see whether we’re the right fit for the two of you.